For (you) the Individual

Flood & Excess Flood Insurance

Since homeowner's insurance policies do not cover flood-related damage or losses, Liberty Insurance offers separate Flood Insurance policies to bridge that gap through our participation with the National Flood Insurance Program (NFIP). Through this federally sponsored program, coverage can be offered to houses, condos and mobile homes in participating communities; and you'll have the convenience of working with Liberty directly.

If you find you need more coverage than the NFIP program allots, we can also work with you to obtain Excess Flood Insurance. Contact us today to discuss coverage options specific to your home.

Types of coverage available:

  • Building: protects the structure of your home, including above-ground appliances, flooring, cabinets and other items that are considered to be part of the building
  • Contents: protects the personal contents of your home, such as clothing, furniture and non-permanent appliances
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*Liberty Insurance, Inc. is a wholly owned subsidiary of Liberty Bank and Trust Company. The products offered by Liberty Insurance, Inc. are not a deposit or other obligation of, or guaranteed by Liberty Bank. They are not insured by the FDIC or any other agency of the United States, or by Liberty Bank. Life insurance products that have an investment component are subject to investment risk including the possible loss of value. Liberty Bank does not condition the extension of credit on the applicant's purchase of an insurance product from Liberty Bank or Liberty Insurance. Nor is the extension of credit conditioned upon the applicant's agreement not to obtain an insurance product from an unaffiliated entity.